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Biden Administration causes insurance costs to rise with new rule change to stop Trump success

 


The Biden Administration has shown that they would prefer people to spend excessive amounts of their hard earned money on wasteful insurance costs than allow a Trump rule to stand. In no manner does this actually help the insurance companies, as this further erodes their reputation by having to offer overpriced policies that do not help people, especially as this is forcing people to government controlled insurance markets. Yet again, the Democrat Party shows they hate market driven solutions for tyrannical choices that hurt people.

Rule Change

Here, via the Senate Committee on Health, Education, Labor, and Pensions press release, is what the Biden Administration did with their limiting of healthcare access.

“The final regulation restricts access to Association Health Plans (AHP), which provide small businesses and workers access to quality health insurance and are an alternative to the increasingly expensive plans on the Affordable Care Act marketplace. Previously, the Trump administration implemented a policy that created new ways for small businesses to establish AHPs to offer insurance coverage for their employees. It also allowed independent contractors to participate in AHPs for the first time, ensuring that these workers could access quality health insurance. The new Biden rule rescinds the Trump-era policy, limiting health insurance options for nearly 50 million Americans who are employed by a small business and the 27 million Americans who work as independent contractors.”

Trump Rule

Here, via Bloomberg News, is what the Trump rules did to help those wanting insurance without hurting their financial status.

“The rule DOL initially floated in December 2023 replaces the 2018 Trump-era regulation that expanded the definition of “employer” to allow businesses to more easily pool together to buy health insurance under the ACA. Some business groups concerned about rising health care benefits costs have pushed back against the idea of rescinding the rule.

The ACA created new and at times costly requirements that employer-sponsored health plans had to follow to provide comprehensive coverage for employees.

Many smaller businesses have sought to rely on the cheaper association health plans as an alternative. They have viewed AHPs as an effective option for employers that meet the ACA’s 50 full-time employee bar for providing essential minimum coverage, but lack the resources of large corporations.

Some small businesses have been able to use association health plans by self-insuring, or paying their claims directly in combination with stop-loss plans that limit their losses. Self-insured plans, which usually are operated by large employers and provide comprehensive benefits, aren’t subject to all of the requirements of the ACA.”

It would seem that no matter how bad the American people suffer, the Biden Administration continues to find ways to make it worse. To support this Administration is to support tyranny in every way. The only way to clear this out is to stop voting Democrat, weaken the unions, and vote for conservatives that will do as they say. This is not even an easy task, but do people want further financial collapse or more tyranny?

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